You are worth every penny saved! 
Individual Retirement Accounts
Whether you’re just starting to think about retirement or have already built up your nest egg, and Apostolic Mutual Individual Retirement Account (IRA) ensures that your money will be there when you need it most.
IRA Certificate
An IRA is also a smart supplement to an existing pension or employer-sponsored retirement plan.
• You only need $500 to open an IRA Certificate*
• You can invest in Traditional & Roth, IRA certificates.
• You will benefit from compounding interest.
What is a Traditional IRA?
A direct tax benefit on the 1040 tax return
Contribution and income limits apply (limitations adjusted annually)
What is a Roth IRA?
No tax benefit on the 1040 tax return
No income limitations (limitations adjusted annually)
What is a SEP IRA?
A direct tax benefit for either the 1040 tax return or the corporate 1120 return
Contribution limits apply (limitations adjusted annually)
What is a Simple IRA?
Small business owners with employees
Employees able to retain employer-matched contributions without vesting
What is an Education Savings Account?
ESA can be used for college and TK-12 educational expenses
Income and age limitations apply
Is a self-directed IRA secure?
Under this non-traditional method, there is minimal risk
Funds are secured through current real estate holdings
